Second Opinion Service | Hawaii Financial Advisors
Do your investments truly match your risk tolerance, retirement goals, and timeline?
If you’re planning to retire in the next 5–10 years, one mistake in your portfolio could cost you hundreds of thousands of dollars.
We provide a confidential second opinion financial review in Honolulu to help you understand exactly where you stand—and what to fix. Sage Financial Investments is a fee-based, fiduciary firm: most of our compensation comes from transparent advisory fees, and as fiduciaries on the advisory side, we’re obligated to act in your best interest and disclose any conflicts of interest.
As a Honolulu-based financial advisor and Investment Advisor Representative, we specialize in:
Retirement planning in Hawaii
Portfolio risk analysis
Investment strategy alignment
Conservative, moderate, and aggressive portfolio structuring
Our goal is simple:
👉 Make sure your investments are aligned with your financial goals, timeline, and risk tolerance
What Happens During Your Financial Review?
We walk you through a clear, step-by-step analysis:
✔️ Create your personal financial profile
✔️ Review your income, expenses, and liabilities
✔️ Analyze your current investment portfolio risk level
✔️ Identify gaps between your goals and current strategy
This allows us to determine whether your portfolio should be:
Conservative
Moderate
Aggressive
If you’re 60 years old and want to retire in 10 years,
you may not want to be heavily exposed to high-risk investments.
Instead, a more stable, income-focused strategy may better protect your future.
Why Get a Second Opinion on Your Investments?
You may have a great relationship with your current advisor—and that’s important.
But just like getting a second opinion from a doctor…
it can reveal things you may not be seeing.
A second opinion can help you:
Uncover hidden risks
Identify missed opportunities
Ensure your portfolio matches your retirement goals
Gain peace of mind
We’re simply offering a clear, honest, no-pressure financial review.
📞 Get a Free Financial Second Opinion in Honolulu
Find out if your portfolio is truly aligned with your goals.
👉 Call today to schedule your confidential consultation
👉 Or schedule a call
No pressure. No obligation. Just clarity.
Frequently Asked Questions
What does “fee-based, fiduciary” mean for me?
We’re a fee-based firm: most of our compensation comes from transparent advisory fees for managing your investments and building your plan. In some cases — such as certain insurance or annuity products — we may also be compensated through commissions, which we disclose to you. As fiduciaries on the advisory side, we’re obligated to put your interests first and disclose any conflicts of interest.
Is there a cost for the second opinion review?
No. It’s a free, no-pressure review — our goal is simply to give you clarity on where you stand.
Do you work with families in Kahala and East Honolulu?
Yes. Our office is in Honolulu’s 96816 area, minutes from Kahala, Waialae, and Kaimuki, and we work with families throughout East Honolulu and across Oahu.