Financial Planning for Families in Honolulu Hawaii
A Fiduciary on your side. Legally obligated to put our client’s interests first!
We help Hawaii families in their 50s and 60s — many here in Kahala and East Honolulu — turn savings into reliable retirement income. You’ve worked hard for your retirement. Now the question is: will your savings and income support the lifestyle you want?
Many people preparing for retirement ask the same important questions:
• How much do I need to save?
• When can I retire?
• How can I create dependable retirement income?
• Will my money last through retirement?
• What kind of lifestyle can I realistically afford?
Hawaii Retirement Planning That Brings Clarity
At Sage Financial Investments, we help individuals and families create personalized retirement plans designed to bring confidence, direction, and peace of mind. Sage Financial Investments is a fee-based, fiduciary firm. Most of our compensation comes from transparent advisory fees. As fiduciaries on the advisory side, we’re obligated to act in your best interest and disclose any conflicts of interest.
Using a comprehensive and holistic planning approach, we help you:
• Identify and prioritize your retirement goals
• Review your current financial situation
• Evaluate your investment portfolio and risk exposure
• Analyze your income, expenses, and cash flow needs
• Build a retirement income strategy designed to help your money last
• Determine when to claim Social Security for maximum benefit potential
• Create a tax-efficient distribution plan to help reduce unnecessary taxes in retirement
Our goal is to help you make smart financial decisions before and during retirement, so you can move forward with more confidence.
The Best Retirement Plan Is the One You Start Today
Retirement does not happen by accident. It takes planning, preparation, and the right strategy.
A well-designed retirement plan can help protect your lifestyle, reduce uncertainty, and give you greater confidence about the future for you and your family.
If you have questions about retirement income, Social Security, taxes, or when you may be able to retire, we are here to help! Learn more about our Second Opinion Service.
Frequently Asked Questions
Do you work with families in Kahala and East Honolulu?
Yes. Our office is in Honolulu’s 96816 area, minutes from Kahala, Waialae, and Kaimuki, and we work with families throughout East Honolulu and across Oahu. We meet in person or by video, whichever you prefer.
What does “fee-based, fiduciary” mean for me?
We’re a fee-based firm: most of our compensation comes from transparent advisory fees for managing your investments and building your plan. In some cases — such as certain insurance or annuity products — we may also be compensated through commissions, which we disclose to you. As fiduciaries on the advisory side, we’re obligated to put your interests first and disclose any conflicts of interest.
Is there an account minimum?
Reach out and we’ll tell you honestly whether we’re the right fit. Our first conversation is a complimentary consultation with no obligation.
How do you combine retirement and estate planning?
Many Hawaii families have an advisor or an estate plan, but rarely both working together. We coordinate your retirement income strategy and your legacy plan as one picture, so your investments, income, taxes, and estate documents all point in the same direction.